Tuesday, 13 November 2012

RBI Introduces New Category of NBFCs


Banking Notes  

The Reserve Bank of India on July 23, 2012, introduced a new category of NBFC Factors and stipulated that every company seeking registration as NBFC-Factors would have a minimum net-owned fund (NOF) of Rs 5 crore.
          Existing companies seeking registration as NBFC- Factor but do not fulfill the NOF criterion of Rs 5 crore may approach the RBI for time to comply with the requirement. An NBFC-Factor would ensure that its financial assets in the factoring business constitute at least 75 percent of its total assets and its income derived from factoring business is not less than 75 percent of its gross income. However they should raise the asset/income percentage as required or unwind the factoring business within 2 years from the date of this notification.

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